Term Insurance

Inexpensive insurance to cover you through a period of time — 1 year to 30 years.
This includes:

  • Mortgage Insurance
  • Return Of Premium - get all of your premium back if you don't die within your Insurance term.
  • Permanent Term Insurance — Term insurance to last the rest of your life without an increase in premium.
  • Convertible Term Insurance — Can be converted without insurability to permanent insurance.

Permanent Insurance

Can be used to build a strong financial foundation.
This includes:

  • Universal Life — The most flexible life insurance. Premiums can be adjusted, as well as death Benefits and living benefits.
    Can last up to 121 years of age.
  • Whole Life — Life insurance that lasts your whole life
  • Single Premium Whole Life — Builds extremely strong cash values. It can leave your loved ones with liquidity in your estate.
  • Linked Benefits — Plans where death benefits can be applied to long term care expenses (nursing Home, etc.)

Find out more about FAI and what's going on in the world of Medical and Life insurance here

Travel insurance can give you peace of mind. Find out how Financial Arts can help! here

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